/* ==========================================================================
   CREDIVEN 2.0 - TEMA CLARO PROFESIONAL, MODERNO Y AMIGABLE AL USUARIO
   Identidad Oficial: Verde Esmeralda (#064E3B / #10B981) + Dorado (#D4AF37)
   ========================================================================== */

:root {
  /* Fondos Claros Luminosos */
  --bg-page: #F8FAFC;
  --bg-soft: #F1F5F9;
  --bg-mint: #ECFDF5;
  --bg-warm: #FFFBEB;
  --bg-surface: #FFFFFF;

  /* Identidad Esmeralda CrediVen */
  --emerald-50: #ECFDF5;
  --emerald-100: #D1FAE5;
  --emerald-400: #34D399;
  --emerald-500: #10B981;
  --emerald-600: #059669;
  --emerald-700: #047857;
  --emerald-800: #065F46;
  --emerald-900: #064E3B;

  /* Identidad Dorado Patrimonial CrediVen */
  --gold-50: #FFFBEB;
  --gold-100: #FEF3C7;
  --gold-300: #FCD34D;
  --gold-400: #FBBF24;
  --gold-500: #D97706;
  --gold-600: #B45309;
  --gold-brand: #D4AF37;

  /* Acento CrediPlus */
  --crediplus-50: #F5F3FF;
  --crediplus-100: #EDE9FE;
  --crediplus-500: #7C3AED;
  --crediplus-600: #5B21B6;

  /* Textos de Alta Legibilidad */
  --text-dark: #0F172A;
  --text-body: #334155;
  --text-muted: #64748B;

  /* Bordes y Sombras Refinadas */
  --border-light: #E2E8F0;
  --border-emerald: #A7F3D0;
  --border-gold: #FDE68A;

  --radius-sm: 12px;
  --radius-md: 18px;
  --radius-lg: 24px;
  --radius-xl: 32px;

  --shadow-sm: 0 4px 14px rgba(15, 23, 42, 0.05);
  --shadow-md: 0 14px 34px -8px rgba(15, 23, 42, 0.08);
  --shadow-lg: 0 24px 50px -12px rgba(6, 78, 59, 0.16);
  --shadow-gold: 0 14px 32px -6px rgba(212, 175, 55, 0.35);
  --transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  background-color: var(--bg-page);
  color: var(--text-dark);
  font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  line-height: 1.6;
}

body {
  background-color: var(--bg-page);
  background-image:
    radial-gradient(circle at 6% 4%, rgba(16, 185, 129, 0.10) 0%, transparent 36%),
    radial-gradient(circle at 94% 8%, rgba(212, 175, 55, 0.12) 0%, transparent 36%),
    radial-gradient(circle at 50% 52%, rgba(16, 185, 129, 0.05) 0%, transparent 50%);
  overflow-x: hidden;
  padding-bottom: 76px;
}

@media (min-width: 992px) {
  body {
    padding-bottom: 0;
  }
}

h1, h2, h3, h4, .font-heading {
  font-family: 'Outfit', 'Plus Jakarta Sans', sans-serif;
  line-height: 1.16;
  letter-spacing: -0.02em;
  color: var(--text-dark);
}

a {
  color: inherit;
  text-decoration: none;
  transition: var(--transition);
}

ul {
  list-style: none;
}

img {
  max-width: 100%;
  display: block;
}

.container {
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 1.25rem;
}

.text-emerald { color: var(--emerald-600); }
.text-gold { color: var(--gold-500); }
.text-crediplus { color: var(--crediplus-500); }

.gradient-emerald {
  background: linear-gradient(135deg, #064E3B 0%, #059669 55%, #10B981 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.gradient-gold {
  background: linear-gradient(135deg, #92400E 0%, #D97706 48%, #059669 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.section-padding {
  padding: 5.5rem 0;
  position: relative;
}

.section-header {
  text-align: center;
  max-width: 800px;
  margin: 0 auto 3.5rem;
}

.section-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.45rem 1.15rem;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  background: var(--emerald-50);
  border: 1px solid var(--border-emerald);
  color: var(--emerald-800);
  margin-bottom: 1rem;
  box-shadow: 0 2px 10px rgba(16, 185, 129, 0.08);
}

.section-badge.gold {
  background: var(--bg-warm);
  border-color: var(--border-gold);
  color: var(--gold-600);
}

.section-badge.purple {
  background: var(--crediplus-50);
  border-color: #DDD6FE;
  color: var(--crediplus-600);
}

.section-title {
  font-size: clamp(2rem, 3.8vw, 3rem);
  font-weight: 800;
  margin-bottom: 1rem;
  color: var(--text-dark);
}

.section-subtitle {
  color: var(--text-body);
  font-size: 1.1rem;
}

/* ==========================================================================
   1. BARRA SUPERIOR MULTIMONEDA (IDENTIDAD VERDE ESMERALDA & DORADO)
   ========================================================================== */
.top-ticker {
  background: linear-gradient(90deg, #064E3B 0%, #047857 50%, #064E3B 100%);
  border-bottom: 2px solid var(--gold-brand);
  color: #FFFFFF;
  font-size: 0.82rem;
  padding: 0.5rem 0;
  position: relative;
  z-index: 1001;
}

.ticker-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.ticker-status {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  font-weight: 600;
  color: #ECFDF5;
}

.pulse-dot {
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background-color: #34D399;
  box-shadow: 0 0 0 0 rgba(52, 211, 153, 0.85);
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(52, 211, 153, 0.85); }
  70% { box-shadow: 0 0 0 8px rgba(52, 211, 153, 0); }
  100% { box-shadow: 0 0 0 0 rgba(52, 211, 153, 0); }
}

.ticker-rates {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  flex-wrap: wrap;
}

.rate-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: rgba(255, 255, 255, 0.14);
  border: 1px solid rgba(253, 230, 138, 0.35);
  padding: 0.22rem 0.8rem;
  border-radius: 999px;
  color: #fff;
}

.rate-pill .currency-tag {
  color: #FDE68A;
  font-weight: 700;
}

.rate-pill .rate-value {
  font-weight: 700;
  font-variant-numeric: tabular-nums;
}

/* ==========================================================================
   2. NAVBAR PRINCIPAL CON EL LOGO CIRCULAR OFICIAL
   ========================================================================== */
.navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border-light);
  box-shadow: 0 4px 24px rgba(15, 23, 42, 0.04);
}

.navbar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 86px;
  gap: 1rem;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.brand-logo-wrap {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  padding: 2px;
  background: linear-gradient(135deg, #D4AF37 0%, #10B981 50%, #064E3B 100%);
  box-shadow: 0 6px 18px rgba(6, 78, 59, 0.22), 0 0 0 2px rgba(212, 175, 55, 0.28);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  flex-shrink: 0;
}

.brand-logo {
  width: 100%;
  height: 100%;
  object-fit: contain;
  border-radius: 50%;
  background: #064E3B;
}

.brand-text {
  display: flex;
  flex-direction: column;
}

.brand-sub {
  font-size: 0.68rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-600);
  font-weight: 800;
}

.brand-name {
  font-family: 'Outfit', sans-serif;
  font-size: 1.55rem;
  font-weight: 800;
  letter-spacing: 0.01em;
  background: linear-gradient(90deg, #064E3B 0%, #059669 65%, #B45309 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  line-height: 1.05;
}

.nav-links {
  display: none;
  align-items: center;
  gap: 1.65rem;
}

@media (min-width: 1060px) {
  .nav-links {
    display: flex;
  }
}

.nav-links a {
  font-size: 0.94rem;
  font-weight: 700;
  color: var(--text-body);
  position: relative;
}

.nav-links a:hover {
  color: var(--emerald-700);
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -6px;
  left: 0;
  width: 0;
  height: 2.5px;
  border-radius: 99px;
  background: linear-gradient(90deg, var(--emerald-500), var(--gold-brand));
  transition: width 0.25s ease;
}

.nav-links a:hover::after {
  width: 100%;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

/* Botones Principales */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.55rem;
  padding: 0.75rem 1.4rem;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.93rem;
  cursor: pointer;
  border: none;
  transition: var(--transition);
  text-align: center;
  white-space: nowrap;
}

.btn-outline {
  background: #FFFFFF;
  border: 2px solid var(--emerald-600);
  color: var(--emerald-800);
  box-shadow: var(--shadow-sm);
}

.btn-outline:hover {
  background: var(--emerald-50);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(16, 185, 129, 0.18);
}

.btn-gold {
  background: linear-gradient(135deg, #FDE68A 0%, #F59E0B 48%, #D97706 100%);
  color: #064E3B;
  font-weight: 800;
  border: 1px solid rgba(212, 175, 55, 0.5);
  box-shadow: var(--shadow-gold);
}

.btn-gold:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 34px -6px rgba(217, 119, 6, 0.45);
  filter: brightness(1.03);
}

.btn-emerald {
  background: linear-gradient(135deg, #10B981 0%, #059669 60%, #064E3B 100%);
  color: #FFFFFF;
  box-shadow: 0 12px 26px -6px rgba(5, 150, 105, 0.45);
}

.btn-emerald:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 32px -6px rgba(5, 150, 105, 0.6);
  filter: brightness(1.04);
}

.btn-lg {
  padding: 1rem 1.85rem;
  font-size: 1.02rem;
}

/* ==========================================================================
   3. HERO SECTION CON FOTOGRAFÍA Y MOCKUP INTERACTIVO
   ========================================================================== */
.hero {
  padding: 3rem 0 4.5rem;
  position: relative;
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 3rem;
  align-items: center;
}

@media (min-width: 992px) {
  .hero-grid {
    grid-template-columns: 1.08fr 0.92fr;
  }
}

.hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.45rem 1.15rem;
  border-radius: 999px;
  background: linear-gradient(90deg, #ECFDF5, #FEF3C7);
  border: 1px solid var(--gold-brand);
  color: var(--emerald-900);
  font-size: 0.85rem;
  font-weight: 800;
  margin-bottom: 1.25rem;
}

.hero-title {
  font-size: clamp(2.35rem, 4.5vw, 3.65rem);
  font-weight: 800;
  margin-bottom: 1.2rem;
  color: var(--text-dark);
}

.hero-description {
  font-size: 1.14rem;
  color: var(--text-body);
  margin-bottom: 1.85rem;
  max-width: 610px;
}

.hero-cta-group {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 1.4rem;
}

.hero-friendly-trust {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  background: #FFFFFF;
  border: 1px solid var(--border-emerald);
  border-left: 4px solid var(--emerald-500);
  padding: 0.85rem 1.15rem;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  max-width: 580px;
  margin-bottom: 1.85rem;
  font-size: 0.88rem;
  color: var(--text-body);
}

.hero-benefits-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.9rem;
}

.hero-mini-card {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-bottom: 3px solid var(--emerald-500);
  border-radius: var(--radius-md);
  padding: 0.95rem 1rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}

.hero-mini-card.gold-border {
  border-bottom-color: var(--gold-brand);
}

.hero-mini-card .big {
  font-family: 'Outfit', sans-serif;
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--emerald-700);
}

.hero-mini-card .sub {
  font-size: 0.78rem;
  color: var(--text-muted);
  font-weight: 700;
}

/* Mockup de Billetera + Tarjeta Fotográfica Flotante */
.hero-visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
}

.hero-backdrop-circle {
  position: absolute;
  width: 440px;
  height: 440px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(16, 185, 129, 0.20) 0%, rgba(212, 175, 55, 0.16) 52%, transparent 72%);
  z-index: 0;
}

.hero-floating-photo-card {
  display: none;
  position: absolute;
  left: -34px;
  bottom: 28px;
  z-index: 4;
  background: #FFFFFF;
  border: 2px solid var(--gold-brand);
  border-radius: 20px;
  padding: 0.55rem;
  width: 195px;
  box-shadow: 0 20px 40px rgba(15, 23, 42, 0.16);
  animation: floatSlow 5s ease-in-out infinite;
}

@media (min-width: 1140px) {
  .hero-floating-photo-card {
    display: block;
  }
}

@keyframes floatSlow {
  0%, 100% { transform: translateY(0px); }
  50% { transform: translateY(-8px); }
}

.hero-floating-photo-card img {
  width: 100%;
  height: 112px;
  object-fit: cover;
  border-radius: 14px;
  margin-bottom: 0.45rem;
}

.phone-light-mockup {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: 380px;
  background: linear-gradient(145deg, #064E3B, #0F172A);
  border-radius: 46px;
  padding: 11px;
  border: 2px solid rgba(212, 175, 55, 0.55);
  box-shadow:
    0 30px 60px -15px rgba(6, 78, 59, 0.28),
    0 0 0 1px rgba(212, 175, 55, 0.25);
}

.phone-dynamic-island {
  width: 96px;
  height: 20px;
  background: #042f23;
  border-radius: 999px;
  margin: 4px auto 9px;
}

.phone-light-screen {
  background: #FFFFFF;
  border-radius: 36px;
  padding: 1.1rem;
  color: var(--text-dark);
  overflow: hidden;
}

.wallet-top-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 0.85rem;
}

.wallet-user-chip {
  display: flex;
  align-items: center;
  gap: 0.55rem;
}

.wallet-user-chip img {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  object-fit: contain;
  background: #064E3B;
  border: 2px solid var(--gold-brand);
}

.wallet-level-badge {
  background: var(--bg-warm);
  border: 1px solid var(--gold-brand);
  color: var(--gold-600);
  padding: 0.24rem 0.7rem;
  border-radius: 999px;
  font-size: 0.72rem;
  font-weight: 800;
}

.wallet-summary-card {
  background: linear-gradient(135deg, #064E3B 0%, #059669 65%, #10B981 100%);
  color: #FFFFFF;
  border-radius: 20px;
  padding: 1.05rem;
  margin-bottom: 0.85rem;
  border: 1px solid rgba(212, 175, 55, 0.4);
  box-shadow: 0 10px 24px -6px rgba(5, 150, 105, 0.42);
}

.wallet-summary-amount {
  font-family: 'Outfit', sans-serif;
  font-size: 1.85rem;
  font-weight: 800;
  line-height: 1.1;
  margin: 0.2rem 0 0.45rem;
}

.wallet-currencies-row {
  display: flex;
  gap: 0.4rem;
  flex-wrap: wrap;
  font-size: 0.71rem;
}

.wallet-currencies-row span {
  background: rgba(255, 255, 255, 0.18);
  padding: 0.2rem 0.55rem;
  border-radius: 8px;
  font-weight: 600;
}

/* Calendario Interactivo en Billetera */
.wallet-calendar-box {
  background: #F8FAFC;
  border: 1px solid var(--border-light);
  border-radius: 16px;
  padding: 0.8rem;
  margin-bottom: 0.8rem;
}

.cal-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.76rem;
  font-weight: 700;
  margin-bottom: 0.45rem;
}

.cal-legend {
  display: flex;
  gap: 0.5rem;
  font-size: 0.65rem;
  color: var(--text-muted);
}

.cal-dot {
  display: inline-block;
  width: 7px;
  height: 7px;
  border-radius: 50%;
}

.cal-dot.paid { background: #10B981; }
.cal-dot.pending { background: #F59E0B; }
.cal-dot.due { background: #EF4444; }

.cal-days-row {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 4px;
  text-align: center;
  font-size: 0.7rem;
}

.cal-day {
  padding: 0.28rem 0;
  border-radius: 8px;
  background: #FFFFFF;
  border: 1px solid #F1F5F9;
  font-weight: 600;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 2px;
}

.cal-day.active {
  background: var(--emerald-50);
  border-color: var(--emerald-500);
  color: var(--emerald-700);
}

.wallet-payments-list {
  display: flex;
  flex-direction: column;
  gap: 0.45rem;
  margin-bottom: 0.8rem;
}

.payment-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: #F8FAFC;
  border: 1px solid var(--border-light);
  border-radius: 12px;
  padding: 0.5rem 0.7rem;
  font-size: 0.74rem;
}

.badge-crediplus {
  background: var(--crediplus-500);
  color: #FFFFFF;
  font-size: 0.65rem;
  font-weight: 700;
  padding: 0.18rem 0.55rem;
  border-radius: 999px;
}

.badge-bnpl {
  background: var(--emerald-100);
  color: var(--emerald-900);
  font-size: 0.65rem;
  font-weight: 700;
  padding: 0.18rem 0.55rem;
  border-radius: 999px;
}

.wallet-qr-strip {
  background: linear-gradient(90deg, #ECFDF5, #FFFBEB);
  border: 1.5px dashed var(--emerald-600);
  border-radius: 14px;
  padding: 0.6rem 0.8rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.6rem;
}

/* ==========================================================================
   4. SECCIÓN DE IMÁGENES AMIGABLES: SOLUCIONES REALES PARA PERSONAS Y TIENDAS
   ========================================================================== */
.lifestyle-stories-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.75rem;
  margin-bottom: 3rem;
}

@media (min-width: 768px) {
  .lifestyle-stories-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.story-photo-card {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.story-photo-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--emerald-500);
}

.story-img-wrap {
  position: relative;
  height: 225px;
  overflow: hidden;
}

.story-img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.story-photo-card:hover .story-img-wrap img {
  transform: scale(1.05);
}

.story-floating-tag {
  position: absolute;
  top: 14px;
  left: 14px;
  background: rgba(6, 78, 59, 0.9);
  backdrop-filter: blur(8px);
  color: #FDE68A;
  border: 1px solid var(--gold-brand);
  padding: 0.3rem 0.8rem;
  border-radius: 999px;
  font-size: 0.74rem;
  font-weight: 800;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}

.story-body {
  padding: 1.6rem;
  flex: 1;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.story-body h3 {
  font-size: 1.28rem;
  margin-bottom: 0.55rem;
  color: var(--text-dark);
}

.story-body p {
  font-size: 0.94rem;
  color: var(--text-body);
  margin-bottom: 1.15rem;
}

/* ==========================================================================
   5. PASOS DE COMPRA Y ÓRBITA MULTIMONEDA (GRÁFICOS MEJORADOS)
   ========================================================================== */
.steps-3-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
}

@media (min-width: 768px) {
  .steps-3-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.step-friendly-card {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-top: 4px solid var(--emerald-500);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  position: relative;
}

.step-friendly-card.gold-top {
  border-top-color: var(--gold-brand);
}

.step-friendly-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}

.step-icon-badge {
  width: 64px;
  height: 64px;
  border-radius: 18px;
  background: linear-gradient(135deg, #064E3B, #059669);
  color: #FDE68A;
  border: 1.5px solid var(--gold-brand);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 1.25rem;
  box-shadow: 0 10px 20px -5px rgba(5, 150, 105, 0.35);
}

/* Banner Multimoneda con Gráfico de Monedas */
.multicurrency-banner {
  background: linear-gradient(135deg, #FFFFFF 0%, #ECFDF5 55%, #FFFBEB 100%);
  border: 2px solid var(--border-emerald);
  border-radius: var(--radius-xl);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
  margin-top: 3rem;
}

.currency-coins-graphic {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.25rem;
}

.coin-circle {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: radial-gradient(circle at 30% 30%, #FEF08A, #D4AF37 65%, #92400E);
  border: 2px solid #FFFBEB;
  box-shadow: 0 8px 20px rgba(180, 83, 9, 0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Outfit', sans-serif;
  font-weight: 800;
  color: #064E3B;
  font-size: 1rem;
}

.coin-circle.center-lg {
  width: 70px;
  height: 70px;
  font-size: 1.25rem;
  border-width: 3px;
}

.multi-steps-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 1.75rem;
}

@media (min-width: 768px) {
  .multi-steps-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.multi-card {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 1.5rem;
  box-shadow: var(--shadow-sm);
}

/* ==========================================================================
   6. ESCALERA DE LOS 10 NIVELES DE USUARIO + BARRA DE PROGRESO VISUAL
   ========================================================================== */
.levels-showcase-card {
  background: #FFFFFF;
  border: 1.5px solid var(--border-emerald);
  border-radius: var(--radius-xl);
  padding: 2.25rem 1.5rem;
  box-shadow: var(--shadow-md);
}

@media (min-width: 992px) {
  .levels-showcase-card {
    padding: 3rem;
  }
}

.level-visual-progress-wrap {
  background: #F8FAFC;
  border: 1px solid var(--border-light);
  border-radius: 16px;
  padding: 1rem 1.25rem;
  margin: 1.25rem 0 1.5rem;
}

.level-progress-track {
  height: 12px;
  background: #E2E8F0;
  border-radius: 999px;
  overflow: hidden;
  margin-top: 0.5rem;
}

.level-progress-fill {
  height: 100%;
  width: 10%;
  background: linear-gradient(90deg, #10B981 0%, #059669 50%, #D4AF37 100%);
  border-radius: 999px;
  transition: width 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.levels-10-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.7rem;
  margin: 1.25rem 0 2.25rem;
}

@media (min-width: 640px) {
  .levels-10-grid {
    grid-template-columns: repeat(5, 1fr);
  }
}

.level-pill-btn {
  background: #F8FAFC;
  border: 1.5px solid var(--border-light);
  border-radius: 16px;
  padding: 0.85rem 0.9rem;
  cursor: pointer;
  text-align: left;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.level-pill-btn:hover {
  transform: translateY(-3px);
  border-color: var(--emerald-500);
  background: #FFFFFF;
  box-shadow: var(--shadow-sm);
}

.level-pill-btn.active {
  background: linear-gradient(145deg, #FFFFFF, #ECFDF5);
  border-width: 2px;
  border-color: var(--emerald-600);
  box-shadow: 0 12px 24px -6px rgba(16, 185, 129, 0.25);
}

.lvl-num-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.68rem;
  font-weight: 800;
  text-transform: uppercase;
  padding: 0.15rem 0.55rem;
  border-radius: 99px;
  color: #FFFFFF;
  margin-bottom: 0.35rem;
}

.lvl-btn-title {
  font-family: 'Outfit', sans-serif;
  font-size: 0.96rem;
  font-weight: 800;
  color: var(--text-dark);
  display: block;
  line-height: 1.2;
}

.lvl-btn-meta {
  font-size: 0.75rem;
  color: var(--text-muted);
  font-weight: 600;
  margin-top: 0.25rem;
  display: block;
}

.level-interactive-body {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  align-items: stretch;
}

@media (min-width: 992px) {
  .level-interactive-body {
    grid-template-columns: 1.08fr 0.92fr;
  }
}

.level-selected-info {
  background: linear-gradient(145deg, #F8FAFC 0%, #ECFDF5 100%);
  border: 1px solid var(--border-emerald);
  border-radius: var(--radius-lg);
  padding: 2rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.level-kpis-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.85rem;
  margin: 1.35rem 0;
}

@media (min-width: 640px) {
  .level-kpis-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.level-kpi-box {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: 14px;
  padding: 0.85rem;
  box-shadow: var(--shadow-sm);
}

.level-kpi-box .k-label {
  font-size: 0.72rem;
  color: var(--text-muted);
  font-weight: 600;
  display: block;
}

.level-kpi-box .k-val {
  font-family: 'Outfit', sans-serif;
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--text-dark);
}

.simulator-box-light {
  background: #FFFFFF;
  border: 2px solid var(--emerald-500);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-md);
}

.sim-slider {
  width: 100%;
  accent-color: var(--emerald-600);
  height: 8px;
  border-radius: 99px;
  cursor: pointer;
}

.sim-receipt {
  background: #F8FAFC;
  border: 1px solid var(--border-light);
  border-radius: 16px;
  padding: 1.15rem;
  margin-top: 1rem;
}

.sim-receipt-row {
  display: flex;
  justify-content: space-between;
  padding: 0.5rem 0;
  border-bottom: 1px dashed var(--border-light);
  font-size: 0.92rem;
}

.sim-receipt-row:last-child {
  border-bottom: none;
}

/* ==========================================================================
   7. DIAGRAMA VENN DEL ECOSISTEMA HÍBRIDO CON MEDALLA CENTRAL CREDIVEN
   ========================================================================== */
.venn-wrapper {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
  align-items: stretch;
  margin-bottom: 2.5rem;
}

@media (min-width: 992px) {
  .venn-wrapper {
    grid-template-columns: 1fr 0.72fr 1fr;
    gap: 0;
    align-items: center;
  }
}

.venn-circle-card {
  background: #FFFFFF;
  border-radius: var(--radius-xl);
  padding: 2.5rem 2rem;
  box-shadow: var(--shadow-md);
  position: relative;
  z-index: 1;
}

.venn-circle-card.bnpl-side {
  border: 2.5px solid var(--emerald-500);
}

.venn-circle-card.crediplus-side {
  border: 2.5px solid var(--crediplus-500);
}

.venn-center-hub {
  background: linear-gradient(145deg, #064E3B 0%, #047857 100%);
  color: #FFFFFF;
  border: 3px solid var(--gold-brand);
  border-radius: 999px;
  padding: 2.5rem 1.5rem;
  text-align: center;
  box-shadow: 0 24px 50px rgba(6, 78, 59, 0.28);
  z-index: 3;
}

@media (min-width: 992px) {
  .venn-center-hub {
    margin: 0 -28px;
    padding: 2.85rem 1.75rem;
  }
}

.venn-icon-box {
  width: 64px;
  height: 64px;
  border-radius: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.venn-icon-box.emerald {
  background: var(--emerald-50);
  color: var(--emerald-600);
  border: 1px solid var(--border-emerald);
}

.venn-icon-box.purple {
  background: var(--crediplus-50);
  color: var(--crediplus-500);
  border: 1px solid #DDD6FE;
}

.venn-list {
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
  margin-top: 1.25rem;
}

.venn-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
  font-size: 0.96rem;
  color: var(--text-body);
}

.highway-banner {
  background: linear-gradient(90deg, #064E3B 0%, #047857 50%, #064E3B 100%);
  border: 2px solid var(--gold-brand);
  color: #FFFFFF;
  border-radius: var(--radius-lg);
  padding: 1.6rem 2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1.25rem;
  flex-wrap: wrap;
  text-align: center;
  box-shadow: var(--shadow-lg);
}

/* ==========================================================================
   8. SECCIÓN COMERCIOS ALIADOS CON BANNER FOTOGRÁFICO Y POS HÍBRIDO
   ========================================================================== */
.merchant-showcase-banner {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  background: #FFFFFF;
  border: 1.5px solid var(--border-emerald);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  margin-bottom: 2.75rem;
}

@media (min-width: 992px) {
  .merchant-showcase-banner {
    grid-template-columns: 0.95fr 1.05fr;
  }
}

.merchant-photo-side {
  position: relative;
  min-height: 300px;
}

.merchant-photo-side img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.merchant-content-side {
  padding: 2.25rem;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.pos-switch-container {
  display: flex;
  justify-content: center;
  margin-bottom: 2rem;
}

.pos-pill-switch {
  background: #E2E8F0;
  padding: 6px;
  border-radius: 999px;
  display: inline-flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 6px;
  box-shadow: inset 0 2px 6px rgba(15, 23, 42, 0.08);
}

.pos-switch-btn {
  padding: 0.75rem 1.85rem;
  border-radius: 999px;
  border: none;
  font-family: 'Outfit', sans-serif;
  font-size: 1.02rem;
  font-weight: 800;
  cursor: pointer;
  background: transparent;
  color: var(--text-muted);
  transition: var(--transition);
}

.pos-switch-btn.active-bnpl {
  background: linear-gradient(135deg, #064E3B, #10B981);
  color: #FFFFFF;
  box-shadow: 0 6px 18px rgba(16, 185, 129, 0.35);
}

.pos-switch-btn.active-crediplus {
  background: linear-gradient(135deg, #064E3B, #7C3AED);
  color: #FFFFFF;
  box-shadow: 0 6px 18px rgba(124, 58, 237, 0.35);
}

.comparison-table-wrap {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  margin-bottom: 3rem;
}

.comparison-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
}

.comparison-table th,
.comparison-table td {
  padding: 1.25rem 1.5rem;
  border-bottom: 1px solid var(--border-light);
}

.comparison-table th {
  background: #F8FAFC;
  font-family: 'Outfit', sans-serif;
  font-size: 1.12rem;
  color: var(--text-dark);
}

.comparison-table tr:last-child td {
  border-bottom: none;
  background: #064E3B;
  color: #FFFFFF;
}

.pos-features-4-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}

@media (min-width: 768px) {
  .pos-features-4-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.pos-feature-box {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  gap: 1.15rem;
  align-items: flex-start;
  transition: var(--transition);
}

.pos-feature-box:hover {
  transform: translateY(-4px);
  border-color: var(--emerald-500);
  box-shadow: var(--shadow-md);
}

.pos-feature-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: var(--emerald-50);
  border: 1px solid var(--border-emerald);
  color: var(--emerald-700);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}

/* ==========================================================================
   9. FOOTER CORPORATIVO Y BARRA MÓVIL
   ========================================================================== */
.footer {
  background: #FFFFFF;
  border-top: 2px solid var(--border-emerald);
  padding: 4rem 0 2.5rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
  margin-bottom: 2.5rem;
}

@media (min-width: 768px) {
  .footer-grid {
    grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  }
}

.footer-title {
  color: var(--emerald-900);
  font-size: 0.95rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 1rem;
}

.footer-links li {
  margin-bottom: 0.6rem;
}

.footer-links a {
  color: var(--text-body);
  font-size: 0.92rem;
}

.footer-links a:hover {
  color: var(--emerald-600);
}

.mobile-app-bar {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  height: 70px;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(16px);
  border-top: 1px solid var(--border-light);
  box-shadow: 0 -8px 24px rgba(15, 23, 42, 0.06);
  display: flex;
  align-items: center;
  justify-content: space-around;
  z-index: 1050;
  padding: 0 0.5rem;
}

@media (min-width: 992px) {
  .mobile-app-bar {
    display: none;
  }
}

.mobile-app-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  font-weight: 700;
  color: var(--text-body);
  gap: 0.2rem;
}

.mobile-app-item i {
  font-size: 1.15rem;
  color: var(--emerald-600);
}

.mobile-app-item.cta-center {
  background: linear-gradient(135deg, #FDE68A, #F59E0B);
  color: #064E3B;
  border: 1px solid var(--gold-brand);
  padding: 0.55rem 1.05rem;
  border-radius: 999px;
  font-weight: 800;
  transform: translateY(-8px);
  box-shadow: 0 8px 20px rgba(217, 119, 6, 0.35);
}

.mobile-app-item.cta-center i {
  color: #064E3B;
}